A WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly preferring to virtual channels for their financial needs. This shift has resulted to a decrease in branch establishments, and many institutions are closing existing branches to streamline

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It illustrates the actual cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can indicate a healthy and sustainable business, capable of growing. Understanding how to calculate FCF and effectively mana